Upstart Personal Loan
PersonalAPR
6.2–35.99%
/yr
Amount
$1k–$50k
Term
36–60mo
US citizen or permanent resident
Age 18+
Valid SSN
APR
6.2–35.99%
/yr
Amount
$1k–$50k
Term
36–60mo
US citizen or permanent resident
Age 18+
Valid SSN
APR
—
/yr
Amount
$25–$500
Term
1–1mo
Dave Checking account
Active bank account with income history
No credit check
APR
4.24–10.37%
/yr
Amount
$5k–$1000.0k
Term
60–240mo
US citizen or permanent resident
Employed or have an offer starting within 90 days
Bachelor degree or higher from eligible school
APR
5.49–17.99%
/yr
Amount
$4k–$100k
Term
12–72mo
US resident
Aged 18+
Good credit history
APR
—
/yr
Amount
$2k–$250k
Term
1–18mo
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
APR
89.0–199.0%
/yr
Amount
$100–$3k
Term
≤12mo
Active bank account
Verifiable income
Age 18+
APR
7.99–24.99%
/yr
Amount
$2.5k–$40k
Term
36–84mo
US citizen or permanent resident
Age 18+
Valid SSN
APR
6.75–15.0%
/yr
Amount
$15k–$750k
Term
60–360mo
Homeowner with sufficient equity
Good credit score
Reliable payment history
APR
59.0–199.0%
/yr
Amount
$500–$4k
Term
9–18mo
Active bank account
Verifiable income
Age 18+
APR
—
/yr
Amount
$50–$250
Term
1–1mo
Active bank account with regular income deposits
No credit check required
US resident
APR
4.15–14.9%
/yr
Amount
$5k–$500k
Term
—
US citizen or permanent resident
Bachelor degree from eligible institution
Minimum credit score required
APR
3.99–24.99%
/yr
Amount
$8k–$100k
Term
24–84mo
US resident
Age 18+
Valid SSN
APR
36.0–199.0%
/yr
Amount
$50–$3k
Term
≤12mo
Active bank account
Verifiable income
Age 18+
APR
5.96–35.99%
/yr
Amount
$1k–$40k
Term
24–60mo
Minimum credit score 600
US citizen or permanent resident
Verifiable income
APR
6.5–8.0%
/yr
Amount
$50k–$2M
Term
—
US citizen or permanent resident
Valid income documentation
Property in eligible state
APR
6.09–17.99%
/yr
Amount
$600–$50k
Term
12–60mo
PenFed membership required (open to all via Voices for Americas Troops association)
US citizen or permanent resident
Age 18+
APR
2.09–17.99%
/yr
Amount
Up to $1k
Term
60–180mo
US citizen or permanent resident
Enrolled at eligible school
Creditworthy cosigner may be required
APR
4.14–17.99%
/yr
Amount
$500–$100k
Term
12–84mo
PenFed membership (open to all)
US resident
Aged 18+
APR
100.0–200.0%
/yr
Amount
$50–$1.5k
Term
1–6mo
Active bank account
Government-issued ID
Proof of income
APR
7.74–35.49%
/yr
Amount
$5k–$100k
Term
24–84mo
Minimum credit score 680
US citizen or permanent resident
Employed or have regular income
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