Figure Home Equity Line of Credit
MortgageAPR
6.75–15.0%
/yr
Amount
$15k–$750k
Term
60–360mo
Homeowner with sufficient equity
Good credit score
Reliable payment history
APR
6.75–15.0%
/yr
Amount
$15k–$750k
Term
60–360mo
Homeowner with sufficient equity
Good credit score
Reliable payment history
APR
—
/yr
Amount
$2k–$250k
Term
1–18mo
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
APR
9.116–29.99%
/yr
Amount
$2k–$45k
Term
36–60mo
SSN required
US address
Minimum 640 credit score
APR
4.96–9.99%
/yr
Amount
$5k–$500k
Term
60–240mo
US citizen or permanent resident
Bachelor's degree or higher
Minimum income varies by lender
APR
7.49–22.44%
/yr
Amount
$5k–$50k
Term
36–84mo
US citizen or permanent resident
Age 18+
Valid SSN
APR
4.91–14.99%
/yr
Amount
$4k–$100k
Term
36–72mo
US resident
Age 18+
Valid SSN
APR
5.99–7.5%
/yr
Amount
$10k–$500k
Term
60–240mo
Homeowner with equity in property
Credit union membership required
Good credit history
APR
5.74–19.99%
/yr
Amount
$3k–$100k
Term
12–84mo
SSN required
US address
Good credit history
APR
4.24–10.37%
/yr
Amount
$5k–$1000.0k
Term
60–240mo
US citizen or permanent resident
Employed or have an offer starting within 90 days
Bachelor degree or higher from eligible school
APR
34.0–36%
/yr
Amount
$1k–$10k
Term
6–60mo
Active bank account
Verifiable income
Age 18+
APR
5.49–27.99%
/yr
Amount
$2k–$75k
Term
36–72mo
US resident
Aged 18+
APR
6.5–8.0%
/yr
Amount
$50k–$2M
Term
—
US citizen or permanent resident
Valid income documentation
Property in eligible state
APR
7.74–35.99%
/yr
Amount
$1k–$50k
Term
24–84mo
Minimum credit score 580
US citizen or permanent resident
Verifiable income
APR
4.49–8.89%
/yr
Amount
$5k–$300k
Term
60–240mo
US citizen or permanent resident
Degree from accredited institution
Minimum annual income $36,000
APR
7.74–35.49%
/yr
Amount
$5k–$100k
Term
24–84mo
US citizen or permanent resident (or valid visa holder)
Age 18+
Valid SSN
APR
5.24–18.0%
/yr
Amount
$500–$150k
Term
12–84mo
US resident
DCU membership (free to join)
Valid SSN
APR
5.5–7.5%
/yr
Amount
$50k–$3M
Term
180–360mo
Minimum credit score 620
US property owner
Proof of income and employment
APR
5.96–35.99%
/yr
Amount
$1k–$40k
Term
24–60mo
Minimum credit score 600
US citizen or permanent resident
Verifiable income
APR
4.89–9.74%
/yr
Amount
$10k–$500k
Term
60–240mo
US citizen or permanent resident
Bachelor's degree or higher
Minimum annual income $24,000
APR
6.09–17.99%
/yr
Amount
$600–$50k
Term
12–60mo
PenFed membership required (open to all via Voices for Americas Troops association)
US citizen or permanent resident
Age 18+
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