Premier Easy Cash from Premier America Credit Union is a short-term loan designed for US members who need quick access to funds. You can borrow from $300 to $2,000 at a 28% fixed APR, with a repayment term of up to 12 months. What makes this offer stand out is its zero credit check policy and the quick online process—applications take just two minutes, and funds are deposited instantly upon approval. To qualify, applicants must be members for at least three months and maintain good standing.

How to Apply for Premier Easy Cash

1. Log in to your online or mobile banking account.
2. Navigate to the Easy Cash loan section.
3. Submit your application in under two minutes.
4. Receive an instant decision—no credit check required.
5. Upon approval, funds are quickly deposited into your account.

Premier Easy Cash: Pros

One significant advantage of Premier Easy Cash is its fast processing time. You won’t find many loans with genuine two-minute approval and instant funding straight to your account.

Plus, there’s absolutely no credit check. This feature makes it accessible to applicants who may have fair or average credit histories, opening doors for financial flexibility and credit rebuilding.

Premier Easy Cash: Cons

On the downside, the 28% APR is considerably higher than traditional loans, so it’s not ideal for large, long-term borrowing. There is also a mandatory $20 application fee.

Another limitation is the loan is only available online and requires you to be a member for three months, which may not be suitable if you need walk-in service or immediate membership-based funding.

Verdict

Premier Easy Cash is best suited for members needing swift, small loans without credit checks. It excels at convenience, though the costs are worth considering for those wanting fast cash.