Tala Personal Loan
PersonalAPR
109.0–219.0%
/yr
Amount
$500–$50k
Term
1–1mo
Kenyan M-PESA user
Smartphone with Tala app
APR
109.0–219.0%
/yr
Amount
$500–$50k
Term
1–1mo
Kenyan M-PESA user
Smartphone with Tala app
APR
13.0–18.0%
/yr
Amount
$500k
Term
12–60mo
Kenyan citizen or resident
Regular income
Comprehensive insurance
APR
8.99–12.0%
/yr
Amount
Up to $10
Term
≤300mo
No specific requirements listed
APR
13.0–16.0%
/yr
Amount
$50k–$5M
Term
12–72mo
Kenyan resident
I&M account
Regular salary
APR
20.0–36.0%
/yr
Amount
$200k–$5M
Term
12–48mo
Kenyan resident
Aged 21+
Valid driving licence
APR
14.0–17.0%
/yr
Amount
$50k–$3M
Term
12–60mo
Kenyan resident
DTB account
Regular salary
APR
13.0–17.0%
/yr
Amount
$500k
Term
12–72mo
Kenyan resident
Aged 18+
Regular income
APR
13.0–16.0%
/yr
Amount
$50k–$5M
Term
12–72mo
Kenyan resident
Age 18+
Regular salary
APR
18.0–36.0%
/yr
Amount
$100k–$2.5M
Term
6–48mo
Kenyan citizen or resident
Age 21+
Valid driving licence
APR
88.0–107.0%
/yr
Amount
$50–$150k
Term
1–6mo
Kenyan M-PESA user
Active KCB M-PESA account
APR
14.0–18.0%
/yr
Amount
$500k
Term
12–48mo
Kenyan resident
Aged 18+
Proof of income
APR
12.0–15.0%
/yr
Amount
$50k–$7M
Term
12–72mo
Kenyan resident
StanChart account
Regular salary
APR
14.0–19.0%
/yr
Amount
$500k
Term
12–60mo
Kenyan citizen or resident
Age 18+
Salaried or self-employed
APR
24.0–108.0%
/yr
Amount
$250–$70k
Term
1–12mo
Kenyan M-PESA user
Age 18+
Smartphone with Branch app
APR
14.0–18.0%
/yr
Amount
$50k–$3M
Term
12–60mo
Kenyan resident
NBK account
Regular salary
APR
15.0–18.0%
/yr
Amount
$10k–$5M
Term
12–72mo
Kenyan resident
Co-op Bank account
Regular salary
APR
90.0%
/yr
Amount
$100–$50k
Term
1–1mo
Kenyan M-PESA user
Active M-Shwari savings
APR
11.0–15.0%
/yr
Amount
$20k–$3M
Term
12–60mo
Kenyan resident
Ecobank account
Regular salary
APR
15.0–18.0%
/yr
Amount
$10k–$3M
Term
12–60mo
Kenyan resident
Family Bank account
Regular salary
APR
11.0–14.0%
/yr
Amount
$50k–$5M
Term
12–72mo
Kenyan resident
Stanbic account
Regular salary
Learn how to get quick cash with M-Shwari loans via M-PESA, but tread carefully—those high fees might catch you off guard!
Need up to KES 500,000 fast? Faulu Kenya offers quick loans with high rates. Here's what you need to know before you sign.
KCB M-PESA Loans come with a hefty 88%-107% APR, but they offer fast access to cash for those in need. Is the speed worth the cost?