FinChoice Personal Loan
PersonalAPR
27.0–27.75%
/yr
Amount
R500–R50k
Term
1–36mo
South African ID
Age 18+
Regular salary
APR
27.0–27.75%
/yr
Amount
R500–R50k
Term
1–36mo
South African ID
Age 18+
Regular salary
APR
36.0–60.0%
/yr
Amount
—
Term
—
No specific requirements listed
APR
18.0–27.75%
/yr
Amount
R2k–R250k
Term
6–60mo
South African ID
Age 18+
Regular income
APR
36.0–60.0%
/yr
Amount
—
Term
—
No specific requirements listed
APR
12.25–27.75%
/yr
Amount
R1k–R250k
Term
6–84mo
South African ID
Age 18+
Regular income
APR
36.0–60.0%
/yr
Amount
—
Term
—
No specific requirements listed
APR
15.0–28.0%
/yr
Amount
R5k–R200k
Term
12–60mo
South African ID
Age 18+
Employed with R3,000+ salary
APR
36.0–60.0%
/yr
Amount
—
Term
—
No specific requirements listed
APR
21.0–27.75%
/yr
Amount
R1k–R50k
Term
1–24mo
South African ID
Age 18+
Regular salary of R2,000+
APR
36.0–60.0%
/yr
Amount
—
Term
—
No specific requirements listed
APR
21.0–27.75%
/yr
Amount
R500–R25k
Term
1–24mo
South African ID
Age 18+
Regular income
APR
15.0–27.29%
/yr
Amount
R2k–R200k
Term
6–60mo
South African ID
Age 18+
Employed with R3,500+ salary
APR
12.0–27.75%
/yr
Amount
R1k–R300k
Term
6–72mo
South African ID
Age 18+
FNB account
APR
15.0–27.75%
/yr
Amount
R500–R100k
Term
3–36mo
South African ID
Age 18+
TymeBank account
APR
15.0–27.75%
/yr
Amount
R1k–R100k
Term
6–60mo
South African ID
Age 18+
Regular income
APR
24.0–27.75%
/yr
Amount
R500–R8k
Term
1–6mo
South African ID
Age 18+
Bank account
APR
24.0–27.75%
/yr
Amount
R500–R8k
Term
1–6mo
South African ID
Age 18+
Employed with R2,500+ salary
APR
12.25–29.25%
/yr
Amount
R2k–R300k
Term
6–72mo
South African ID
Age 18+
Standard Bank account
APR
15.0–27.75%
/yr
Amount
R2k–R250k
Term
6–72mo
South African ID
Age 18+
Regular income
APR
12.0–27.75%
/yr
Amount
R2k–R300k
Term
6–72mo
South African ID
Age 18+
Regular income
Discover the best personal loans for 2026, highlighting low rates, quick approvals, and unique features. Get insights on which loans suit your needs.
DirectAxis offers a personal loan with fixed interest rates, keeping your repayments steady even if the prime rate spikes. But is the peace of mind worth the cost?
Think personal loans are too expensive or hard to qualify for? Let's debunk these myths and guide you to smarter choices.