Create a free account
Free forever. No spam. Your data stays private.
Compare rates side by side
Check eligibility
No credit score impact
666+ members
Create free accountAlready a member? Log in
What's wrong with this listing?
✓ Thanks, we'll review this.
Everyday Loans for Imperfect Credit
Everyday Loans offers a straightforward solution for those with less-than-perfect credit, but potential borrowers should be cautious of high APR rates.
Everyday Loans for Imperfect Credit
Updated 2 days agoRepresentative APR
39.9–299.8%
Loan Amount
£1,000–£15,000
Term
18–60 mo
Decision
—
About this loan
Our Verdict
Everyday Loans offers a straightforward solution for those with less-than-perfect credit, but potential borrowers should be cautious of high APR rates.
✅ Best For
This service is ideal for individuals seeking personal loans with flexible borrowing amounts and face-to-face support.
⚠️ Watch Out
Be aware of the steep APR range, which can significantly increase the total repayment amount.
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
Check eligibility →Expert Analysis
Everyday Loans caters primarily to individuals with poor to fair credit, providing loans ranging from £1,000 to £15,000 with terms of 18 to 60 months. One of the standout features is the branch-based service that allows for face-to-face meetings, which can be reassuring for borrowers who prefer personal interaction over online-only services. However, the APRs can be quite daunting, starting at 39.9% and going as high as 299.8%.
This makes it crucial for borrowers to carefully assess their repayment capabilities before committing. The representative APR of 99.9% may be misleading as actual rates depend heavily on individual circumstances. While Everyday Loans has received positive feedback, boasting a 4.9/5 rating based on over 3,500 reviews, potential borrowers should compare this option with other lenders who might offer more competitive rates, especially for those with slightly better credit histories. Overall, Everyday Loans serves a specific niche effectively but may not be the best fit for everyone due to its high-cost implications.
You might also like
Lloyds Bank Personal Loan
personalAPR
3.9–24.9%
Amount
£1k–£50k
Term
12–60mo
UK resident
18+
Regular income
Nationwide Personal Loan
personalAPR
5.5–19.9%
Amount
£1k–£25k
Term
12–60mo
UK resident
18+
Nationwide member
Admiral Personal Loan
personalAPR
7.9–45.9%
Amount
£1k–£25k
Term
12–60mo
18+
UK resident
Soft search available
M&S Bank Personal Loan
personalAPR
6.0–19.9%
Amount
£1k–£25k
Term
12–60mo
UK resident
18+
M&S Rewards card for bonus points
Zopa Personal Loan
personalAPR
5.9–34.9%
Amount
£1k–£35k
Term
12–60mo
UK resident
18+
Soft credit check first
Tesco Bank Personal Loan
personalAPR
6.6–19.9%
Amount
£1k–£35k
Term
12–60mo
UK resident
18+
Clubcard for points
Related Articles
From Around the Network
Splenkr Cards
Credit Card Rewards: Maximizing Value Without the Fine Print
Navigate the world of credit card rewards with this detailed guide. From no-fee cards to premium options, we break down which ones offer the best value for your lifestyle.
Splenkr Insurance
The Hartford Insurance: Worth the Hype?
Looking for insurance that won't break the bank? The Hartford might seem like a solid bet, but let's dig into the details before you sign up.
Splenkr Insurance
Humana Medicare: Is It Worth Your Time?
Humana's Medicare plans promise a lot, but do they deliver on value and coverage? Let's break it down.