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Mastercard No Credit Credit Cards
Flexible Mastercard credit cards for building credit history. Enjoy low fees, manageable APR, quick approval, and options for all credit types.
Mastercard offers a variety of credit cards ideal for individuals with no credit history. These cards are designed to help users start building their credit while enjoying everyday benefits such as no hidden fees and fraud protection.
Interest rates vary depending on the specific card, with many starting at a regular APR of around 28.99% (variable), while annual fees range from $0 to $49. Some options, like the Zolve Classic Credit Card, don’t require a Social Security Number, making it accessible for newcomers and U.S. residents alike.
신청 방법: 단계별
- Choose the preferred card that matches your credit profile and feature preferences.
- Click to begin the online secure application.
- Enter your required personal and financial information as prompted.
- Submit the application, review the terms, and review instant approval or next steps.
- Fund any security deposit, if required, and start using your new Mastercard card if approved.
주요 장점
Cards for no credit from Mastercard often feature no annual fees or low annual fees, and offer instant decisions on approval. Many cards provide benefits like $0 fraud liability, reporting to all three major credit bureaus, and mobile account access.
Responsible use, such as paying on time and maintaining low balances, can lead to credit line increases and improved credit scores over time. Some cards even award cash back on your everyday purchases, such as groceries and travel, giving you more value as you build credit.
Considerations and Limitations
While these cards are accessible, some come with higher variable APRs or annual fees if you have a weaker credit history. Secured cards may require refundable deposits.
Credit limits on many of these starter cards are often lower, starting as low as $200, but can rise with responsible usage. Keep in mind that approval is never guaranteed and will depend on several personal factors.
평결: 누가 지원해야 할까?
If you have little or no credit history and wish to start building credit responsibly, Mastercard’s range of no credit cards provides flexible, accessible solutions. Whether you are a student, newcomer, or simply establishing credit, these cards can help you achieve your financial goals.
