The RAKBANK World Credit Card is a compelling offer for UAE consumers looking for strong cashback on their daily expenses. Cardholders can enjoy up to 10% cashback on dining, travel, and supermarket purchases, plus a 750 AED welcome bonus if they apply before March 31, 2026. The card comes with additional perks such as complimentary airport lounge access, travel insurance, and exclusive lifestyle discounts. Annual fee is waived for the first year. From the second year, a fee of AED 950 plus VAT applies, but this can be waived if you spend AED 100,000 the previous year. The minimum monthly salary required to apply is AED 20,000. Standard retail spends earn 1% cashback, while E-Wallet retail earns up to 3%.

How to Apply for the RAKBANK World Credit Card

1. Check your eligibility – minimum age of 21 and UAE residency required.
2. Ensure your monthly income or business turnover meets requirements.
3. Gather your identification and income documents.
4. Submit an online application on RAKBANK’s official website.
5. Wait for approval and then activate your card to start enjoying benefits.

Benefits of the RAKBANK World Credit Card

This card’s headline feature is the 10% cashback on key categories like dining, travel, and groceries. It is exceptionally suited to families and frequent travellers. Additionally, there’s a generous 750 AED welcome bonus, multiple airport lounge access, and a host of lifestyle discounts that make everyday spending more rewarding.

고려해야 할 단점

The card’s annual fee (from year two onwards) is relatively high unless you reach the spending threshold to waive it. Monthly minimum spend of AED 10,000 is required to earn cashback, which may not suit all users. Also, cashback payouts are capped in each category, limiting maximum monthly rewards for big spenders.

우리의 평결

The RAKBANK World Credit Card is a strong choice for those who spend regularly on dining, groceries, and travel. With generous cashback and lifestyle perks, it outshines many competitors, particularly for people who can meet the minimum spend to maximise rewards.