If you’re searching for a fast and flexible loan in Mexico, Relámpago Personal Loan could be a solid choice. This offer allows borrowers to secure loans starting at $2,000 and up to $150,000 MXN. You won’t need a guarantor or collateral, and the process is 100% online, allowing you to apply from the comfort of your home. Loan terms range from 12 to 24 months, and approval is rapid, often within hours. While the APR (interest rate) isn’t disclosed upfront, approval is always subject to credit review and eligibility requirements.

How to Apply: Step by Step

1. Choose the loan amount and repayment term on the provider’s online form.
2. Fill in personal details, including your name, date of birth, and income information.
3. Submit required documents: official ID, proof of income, and proof of address.
4. Confirm your data and await a verification code via WhatsApp or SMS.
5. Once pre-approved, a representative will contact you to finalize the process.

Pros of Relámpago Personal Loan

One of the biggest advantages is the speed of approval. Many applicants are pre-approved in just hours, and the process is mostly digital.

Another pro is that no guarantor or collateral is needed, making it accessible for most working adults, including pensioners and the self-employed.

Cons of Relámpago Personal Loan

The interest rate is not stated upfront on the website, so final costs may be unclear until application.

Additionally, there is a checklist of required documents and some applicants may still need to interact with a representative or visit a branch to complete the process.

Our Verdict

Relámpago Personal Loan stands out for its fast, straightforward process and low entry requirements. If you need money fast with minimal paperwork and no guarantor, it’s worth considering. Those who need to know exact loan costs in advance might find the lack of APR transparency a drawback. Overall, this is a strong lending solution for eligible applicants looking for flexibility and speed.