Pezetita offers new clients a unique chance to secure a loan of up to €300 at 0% TAE, with no interest or fees. Flexible repayment terms range from 61 to 90 days, making it an attractive short-term solution for unexpected expenses or urgent financial needs. Approval is rapid, with no paperwork required.

Repay exactly what you borrow. For instance, a €300 loan repaid in 67 days will cost €0 in fees—return €300, nothing more. For other amounts and terms, the annual percentage rate ranges between 0% and 36%, depending on the risk and lender conditions.

Pezetita does not charge extra for the comparison service. All deals appear on a single, simple platform, so you can quickly discover the main market options in one place. Read on for the simple process to apply, plus an unbiased evaluation of Pezetita’s leading loan offer.

How to Apply: Step-by-Step

1. Go to the Pezetita online platform and select your desired loan amount and repayment term.

2. Complete a short form with your personal and financial details, such as ID and proof of income.

3. Compare available lenders, then submit your application on the lender’s official website for final approval.

4. After approval, the funds are deposited directly into your bank account, often within hours.

This streamlined process minimizes delays, making access to quick cash straightforward for new clients.

Main Pros

The primary advantage is clear: an initial loan of up to €300 at 0% TAE—no interest and no setup or hidden fees. Repayment terms from 61–90 days add genuine flexibility.

Pezetita also gathers multiple loan options in one place. This saves time and lets users compare terms objectively without visiting multiple websites or banks individually.

Main Cons

The 0% TAE rate and zero-cost offer only apply to first-time clients and loans up to €300. Repeat borrowers or higher amounts will face variable rates, up to 36% TAE.

Applicants must be Spanish residents and be able to verify their identity and income, which may exclude certain potential users from the service.

Verdict

Pezetita stands out for its transparency, rapid process, and genuinely cost-free first loan for new customers. For anyone meeting the requirements and needing quick cash, Pezetita is a highly recommended option to consider.