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BMO No Annual Fee Credit Cards
Enjoy $0 annual fee, competitive 21.99% purchase interest, and a selection of rewards including cash back and AIR MILES. Great for cost-conscious applicants.
BMO’s suite of no annual fee credit cards delivers strong value to Canadians looking to manage their credit responsibly and keep costs in check. Standout options include the BMO CashBack Mastercard, BMO eclipse rise Visa Card, and BMO AIR MILES Mastercard. Each card offers $0 annual fee, purchase rates starting from 21.99%, balance transfer offers as low as 0.99% for 9 months, and unique rewards. Typical minimum limits are competitive, but vary based on credit assessment.
신청 방법: 단계별 안내
Start by selecting the card that fits your needs. Complete the secure online application on the BMO website. Have your personal, employment, and financial info handy to streamline the process. Submit your application, then watch for approval or next steps from BMO. If approved, activate and use your card as needed.
Pros: Strong Value Features
You pay absolutely no annual fee, which saves money every year compared to premium cards. Cards like the BMO CashBack Mastercard boast up to 5% cash back on eligible categories for the first three months. The rewards choices are flexible—opt for cash back, AIR MILES, or BMO Rewards points that work for travel, merchandise, or direct statement credits.
Cons: What to Consider
Standard purchase interest rates of 21.99% are higher than those found on low-interest cards. If carried balances are common for you, interest costs may offset no-fee savings. Card perks are good, yet do not include premium travel or insurance benefits typically found on higher-fee cards.
평결: 누가 지원해야 할까?
These BMO no annual fee cards are perfect for Canadians who pay monthly balances in full and want flexible rewards. If you want to keep fees low and still earn meaningful rewards, these cards are an optimal pick for everyday spending.
