Standard Chartered credit cards in the UAE cater to shoppers, frequent travellers, and those seeking premium lifestyle benefits. Standout perks include up to 10% cashback on foreign currency and online purchases, unlimited airport lounge access, and annual fee waivers when spending thresholds are met.

The interest/profit rate is competitively set, typically around 3.45% per month on outstanding amounts, with generous credit limits starting from AED 8,000 and going up, subject to eligibility and approval. Enjoy exclusive lounge access, golf privileges, and instant rewards conversion.

How To Apply for a Standard Chartered UAE Credit Card

1. Start by choosing your card on the provider’s official website or app.
2. Fill in personal and financial details for eligibility screening.
3. Upload required documents like Emirates ID, passport, and salary slip.
4. Submit your application and await quick approval—typically within 24 hours.

주요 장점

One major advantage is generous cashback on both local and international spends. Cardholders also enjoy complimentary airport rides, cinema offers, and robust travel insurance. Annual fee waivers are attainable, making these cards cost-effective for regular spenders.

The flexible rewards programme lets you redeem points for air miles or shopping vouchers instantly, adding strong value for both travellers and everyday users.

Key Cons

Monthly income requirements for top-tier cards can be high, potentially limiting eligibility. Also, full airport perks and gym privileges are only available on select cards, and require minimum spending to maintain fee waivers.

Interest charges apply if balances are rolled over, and some cards charge competitive but not market-leading annual fees after the first year unless high spends are met.

우리의 평결

Standard Chartered’s credit card range in the UAE offers versatile options for cashback, travel, and lifestyle perks. With fast approval and high credit limits, the cards deliver on convenience, flexibility, and premium rewards. Ideal for high-spending users wanting top-tier benefits and savvy spenders focused on value.