광고
Liv
Get up to 4% cashback on all spends. Instant approval in minutes. Credit limits up to AED 150,000. Enjoy travel rewards, airport lounge access, and more perks.
The Liv Cashback+ Credit Card is one of the most attractive UAE credit card offers for shoppers and travellers alike. With up to 4% cashback on all transactions, global airport lounge access, and instant approval via a seamless digital process, this card makes rewarding your spending easy. Credit limits can reach up to AED 150,000, while minimum salary requirements start at AED 8,000 per month for standard eligibility. Both joining and annual fees are competitive, with the Cashback+ card at AED 700 (waived with a Liv Max subscription) and the basic Cashback card being free for life. Interest rates vary by applicant profile, and all fees exclude VAT.
How to Apply for the Liv Credit Card
- Download the Liv X app or visit the Liv website.
- Fill out the simple online application form with your personal details.
- Submit electronic copies of the required documents, including Emirates ID.
- Get instant approval and start spending — your digital card is issued in minutes!
Key Pros of the Liv Cashback+ Credit Card
One of the major advantages of this credit card is the industry-leading 4% cashback rate across all spending categories, including government and utility bills. This is higher than most cashback cards on the market.
Additionally, cardholders enjoy up to 10,000 Emirates Skywards Miles per month, access to over 800 global airport lounges, free travel insurance, and exclusive partner discounts on entertainment and shopping brands.
고려해야 할 주요 단점
The Cashback+ Card charges a joining and annual fee of AED 700 (excluding VAT), which may not suit low or moderate spenders, though the fee can be waived for qualified customers.
Some key perks, such as unlimited airport lounge access and maximum cashback, are only available on the premium variant. Lower-tier cards offer fewer benefits and reduced monthly limits for cashback and Skywards Miles.
최종 판결
Overall, the Liv Cashback+ Credit Card stands out for its generous rewards, strong travel benefits, and easy digital application. While annual fees on the premium card may deter some, the value for regular spenders or frequent flyers is considerable. It is a great pick for those wanting flexible rewards and top-tier lifestyle perks in the UAE.
