Pezetita.mx specializes in offering short-term personal loans throughout Mexico, even for borrowers with challenging credit histories. Loan amounts range from $100 up to $20,000 MXN, with repayment terms of 61 to 90 days. Notably, their CAT (annual total cost) can be as low as 0%. For example, a $1,000 loan repaid in four months could cost zero pesos in interest or fees, with a maximum CAT of 36% depending on your profile.

Ideal for those who need immediate funds, Pezetita.mx requires no payroll and doesn’t consider your standing in Buró or Círculo de Crédito, making it accessible even for applicants rejected elsewhere. The application process is designed to be fast and secure, with most approvals delivered in minutes.

How to Apply Step by Step

• Fill out the simple online application with your basic data
• Receive tailored loan offers, based on your credit profile
• Select your preferred option and submit the requested documents
• Wait for approval—usually just minutes
• Money is deposited directly to your bank account to use as you wish

Pros of Pezetita.mx Loans

One standout advantage is the possibility of a 0% CAT, ensuring some applicants pay back only what they borrow with no additional fees or interest. The minimum requirements and fast application create a practical solution for urgent financial needs.

Most borrowers receive funds within minutes following approval, and a 94% satisfaction rate among customers highlights a positive service experience.

Cons of Pezetita.mx Loans

While some users may qualify for a 0% CAT, others could be assigned a maximum annual cost of 36%, which is typical for fast personal loans but still an important consideration.

Repayment terms are relatively short (maximum 90 days), potentially putting pressure on some borrowers to repay quickly.

Verdict: Who Should Consider Pezetita.mx?

For anyone in Mexico seeking a safe, quick, and straightforward borrowing option—particularly those without payroll or with imperfect credit—Pezetita.mx stands out. Their transparent terms and flexible approval criteria make them a solid lender to consider for short-term funding needs.