American Express is offering the SimplyCash Card, a standout cash back credit card with up to $100 in bonus cash back for new users. There is no annual fee, and you get up to 2% cash back on gas and groceries. The standard rate on other purchases is 1.25%. While the promotional cash back period lasts for the first three months, you can maximize rewards on your daily spending. Applicants must be Canadian residents of legal age and meet standard credit requirements.

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• Check you meet the resident and age requirements
• Complete the online application with your personal information
• Include employment and income details
• Choose your card features and submit
• Receive an application decision, often in less than a minute

Pros of the SimplyCash Card

This card delivers steady cash back, especially for frequent drivers and shoppers. The absence of an annual fee means you start saving right away and don’t need to worry about offsetting fees.

Additional benefits include excellent customer service, strong fraud protection, and exclusive pre-sale ticket offers for events with Front Of The Line access.

Cons of the SimplyCash Card

Cash back rates for groceries and gas are capped at a certain threshold, so larger spenders may see reduced rewards after the cap is met.

Rewards are credited annually, so you need to wait until September each year to benefit from accumulated cash back.

평결

The American Express SimplyCash Card is a solid choice for Canadians looking for a no-fee cash back card with broad rewards categories. It excels for those who want steady rewards and reliable customer care.