Cash Today, created by Prosegur Cash in collaboration with Santander, stands out as an innovative cash management solution in Spain. This digital service offers an immediate deposit of physical cash directly into Santander accounts, providing operational security and efficiency for businesses. With a fixed rental contract lasting five years, companies benefit from the convenience of predictable, stable monthly fees without surprises.

This product is targeted at business owners who handle a significant amount of physical cash, such as retailers, restaurants, pharmacies, and petrol stations. Though it is not a loan product, it acts as a secure deposit and automated management service that simplifies cash processing and reduces managerial workload.

How to Contract Cash Today: Step by Step

1. Contact Prosegur Cash or Santander to express interest in the Cash Today service.
2. Review the contract terms, including rental fees and insurance provisions for deposited cash.
3. Sign a single, streamlined rental contract valid for five years at a fixed rate.
4. Install the smart safe in your business and connect to the online platform.
5. Start depositing cash daily and benefit from immediate balance reflection in your Santander account.

Key Advantages of Cash Today

First, businesses can instantly see their cash deposits reflected in their Santander accounts, which improves liquidity and financial control. The integration of a secure smart safe not only protects funds but also includes comprehensive insurance, adding a layer of trust and minimizing potential physical risks related to cash.

Furthermore, the online platform provides full transparency, allowing business owners to monitor cash movements in real time. This greatly reduces the administrative burden associated with manual cash handling and reconciliation. The exclusive customer service call center ensures quick assistance and support whenever necessary.

Potential Downsides to Consider

One limitation is that the service is bound by a five-year fixed contract. For businesses seeking more flexible options, this may be a concern. Also, the solution is most advantageous to those who regularly manage high volumes of cash, so smaller ventures may find it less relevant compared to purely digital solutions.

Our Verdict

Cash Today by Prosegur Cash and Santander represents a major upgrade in cash management for Spanish businesses handling physical money daily. While not a loan, it is a powerful operational product that puts safety, traceability, and efficiency at the forefront. The commitment to a long-term, fixed-rate contract ensures ease of planning, and the partnership between two industry leaders brings additional credibility.