Pezetita stands out in the Spanish market for offering a first loan at 0% interest for new clients. You can borrow from €100 to €5,000, but the initial free credit applies up to €300. Repayment terms are between 61 to 90 days, with zero commissions on the selection process. The APR for the first loan is 0% and can go up to 36% for subsequent credits. Pezetita partners with several top-tier lenders so you receive competitive offers tailored to your needs, all from an unbiased comparison platform. Flexible requirements and online processing make this especially attractive for customers looking for a quick, paperless experience.

How to apply for your Pezetita loan

• Access the Pezetita website and fill in the online form with your personal and financial details, specifying the loan amount and duration you need.
• Upload or provide required documents, such as your ID (DNI/NIE) and a proof of income.
• Review the offers from various lenders presented after your application submission, then select the most suitable one for you.
• Submit your application directly on the selected lender’s site.
• Once approved, receive the funds in your account within minutes or hours.

Pros of Pezetita

Pezetita’s first loan is completely interest-free for new users. The process is very fast, often letting you get money the same day without the hassle of paperwork or in-person appointments.

Another significant advantage is Pezetita’s broad access to multiple lenders. This maximizes your chances of approval and ensures you always find a loan that matches your exact needs and conditions, all from one unbiased platform.

Cons of Pezetita

Only the first loan is free; subsequent credit applications will incur interest rates up to 36% APR, which can be costly if not repaid quickly or if you require larger amounts.

Loan amounts above €300 aren’t interest-free for new clients and approval is not guaranteed, as final eligibility is decided by the lender after reviewing your data.

Final Verdict

Pezetita’s unique offer of a 0% interest first loan up to €300 is a great starting point if you need emergency cash in Spain. The application process is quick and transparent, with no hidden costs for finding and comparing loans. For those satisfied with a modest first loan and looking for ease and speed, Pezetita presents an excellent choice. Just remember to carefully evaluate your needs before taking further or larger loans, where interest rates may apply.