QuickQuid returns with a re-launch, now offering short-term loans tailored to those who need fast decisions and immediate access to cash. New borrowers can get up to £1,500, while repeat clients have access to up to £2,000. Annual interest rates vary, with a representative APR reaching up to 102.5%, and terms stretching from 1 to 24 months. A standout feature is the commitment to transparent process and providing the total repayment amount upfront.

How to Apply: Step by Step

Step 1: Complete a brief online application with your personal and employment information.
Step 2: Wait for a decision, usually in 100 seconds after submission.
Step 3: If preapproved, confirm the offer and agree to the proposed terms.
Step 4: Receive the cash—often in your account within 10 minutes of approval. No paperwork or lengthy verifications needed.

QuickQuid Pros

QuickQuid’s soft credit check means your credit score won’t be negatively impacted when applying. The instant decision tool ensures you get a yes or no without waiting. Flexible repayment options accommodate various budgets, and funds are released rapidly for urgent needs.

QuickQuid Cons

Interest rates can be high compared to standard bank loans, which might not suit every financial situation. In addition, not everyone is guaranteed approval; eligibility is subject to the lender’s review, and new customers can access slightly lower amounts than existing clients.

Verdict: Is QuickQuid Worth It?

For those facing an emergency or short-term cash gap, QuickQuid offers one of the UK’s fastest and most flexible options. With a simple application, rapid funding, and upfront costs, it’s an excellent fit for clients who want transparent, near-instant help—though budgeting for higher interest rates is important.