Pezetita is now offering a standout deal for new clients in Spain: your first loan is completely free, with 0% TAE and zero additional costs for loans up to €300 over 67 days. The regular loan limits start at €100 and go up to €5,000, with flexible terms between 61 and 90 days and a maximum TAE of 36%. The process is 100% online and doesn’t require any paperwork, promising a swift and secure experience to borrowers.

How to Apply Step by Step

• Visit the Pezetita platform
• Fill in your personal and financial data
• Choose the desired loan amount and term
• Submit documentation such as ID and income proof
• Compare lender offers and finalize your application online
• Once approved, funds are wired to your bank account quickly

Key Pros

The free first loan option is a significant advantage, especially for those who need a short-term solution without extra charges. The fully digital process allows you to apply and receive your money without visiting any office, saving you precious time and effort.

Pezetita partners with multiple respected lenders, ensuring a diverse selection of loans to suit various needs. Transparency and simple terms are also highlighted, giving clients confidence.

Main Cons

The promotional 0% interest only applies to the first loan for new clients, and only up to €300. Subsequent loans, or higher amounts, are subject to standard market rates which can go up to 36% TAE.

Some users might find the maximum loan amount of €5,000 limited if searching for larger financing, and approval depends on submitting all required documents correctly.

Our Verdict

Pezetita is a compelling option for those in Spain needing fast, flexible financing online. The free first loan with no hidden fees makes this provider especially attractive to new clients. The streamlined digital process removes traditional application barriers and offers real convenience. While the 0% offer is limited to your first smaller loan, this could be just what you need to bridge a financial gap safely and quickly.