Allianz Car Insurance enters the UK market with an attractive starting price of £265 for new customers. Notably, 10% of new policyholders paid this or less during the first half of 2025. The cover is 5-star rated by Defaqto, ensuring confidence in claims and customer service. The policy promises zero admin fees and allows users to manage changes themselves online for flexibility.

How to Buy: Step by Step

To purchase Allianz Car Insurance, start by obtaining a quote online and choose one of three cover levels: Essentials, Silver, or the standard Allianz tier. You will be guided through entering key personal details, driving history, and your vehicle information. Once you review your policy, make your payment securely online. You can then access your documents and manage changes in your digital account.

Key Pros

A major advantage is the self-service model—managing your account and making mid-term changes come with no admin fees. Plus, there’s a 24/7 claims phone line. The cover quality is recognised with a 5-star Defaqto rating, so you know you’re in safe hands if you need to claim. Another big bonus: included features like guaranteed repair quality if you use their repairers.

Main Cons

However, Allianz’s model is best for those comfortable online, as policy management must be done digitally. Customers who prefer phone support for general queries may find it less suitable. Some cover features, like certain types of hire car support, are only available on higher policy tiers or as optional extras, requiring careful review before buying.

Our Verdict

Allianz Car Insurance offers exceptional value, especially for the cost-conscious willing to self-serve. Flexible options, great ratings, and online convenience make it a strong choice for tech-savvy drivers seeking modern cover.