Pezetita offers a standout online loan experience for users in Spain, especially if you are a new client. Their main highlight is the first loan being completely free—no interest or fees—on amounts up to €5000 for up to 90 days. The application is entirely online, so you won’t face unnecessary paperwork. Approval is fast and simple, helping you bridge any financial gap quickly.

Interest rates are among the most competitive, especially for new users, with a 0% APR on your first loan. The minimum annual equivalent rate is 0% and can go up to 36% on subsequent loans. Terms are flexible, with repayment periods between 61 to 90 days, giving you ample time to settle your debt comfortably.

How to Apply for a Pezetita Loan

1. Go to the Pezetita website and start your application.
2. Fill out their online form with your personal and financial data.
3. Submit supporting documents such as ID and proof of income.
4. Compare listed offers from multiple lenders tailored to your profile.
5. Choose your preferred loan and settle everything directly online. Once approved, you’ll receive funds in your bank account.

Pros of Pezetita Loans

The biggest advantage is the interest-free first loan for new clients, making it a cost-free way to access quick cash. The application is hassle-free, with no paperwork, and everything can be done online from home, saving precious time.

Pezetita collaborates with a diverse network of lenders, so you have a great chance to find a loan offer that matches your needs. Flexible repayment terms and a transparent process are key strengths.

Cons of Pezetita Loans

After your first loan, interest rates can rise up to a maximum 36% APR for future loans, depending on provider and profile. Additionally, actual loan availability or conditions might depend on your credit profile and lender assessment.

Pezetita acts as an intermediary, not the direct lender, so you will ultimately deal with another financial entity for your loan contract and repayments.

Verdict: Should You Try Pezetita?

If you’re looking for a fast, paperless loan with no upfront cost, Pezetita is a strong choice for Spanish residents, especially new users. Their free first loan, simplicity, and wide lender network make them a top option for those needing quick, flexible financial solutions.