WageDayAdvance offers a swift and convenient loan brokerage service, providing loan options from £100 up to £5,000 with terms from 1 to 36 months. The representative APR starts from 48.1% up to 1721%, with the typical example showing a £1,000 loan repaid over 18 months at 79.5% APR (variable). Even with a less-than-perfect credit record, you can apply and potentially receive same-day funds—ideal for urgent expenses or unexpected bills.

How to Apply: Step by Step

Applying is straightforward: select your desired amount and the repayment period, then complete the online form. The application takes about two minutes and offers an instant decision. If approved, you review the terms and accept if you are happy. Funds could be in your account the same day.

Pros

One major advantage is the fast process—decisions are made instantly, and payouts can be same-day. The broker caters to those with poor credit, significantly increasing your chances of acceptance. Flexibility in borrowing amounts and loan terms is also a highlight.

Additionally, their online-only approach means you can apply any time, any day, and handle everything conveniently from home.

Cons

Because WageDayAdvance is a broker, not a direct lender, loan offers and approval are reliant on their partner lenders. Not all applicants will get the full amount requested. Some lenders may not pay out the same day and terms will vary.

Interest rates can be high, especially for those with bad credit. Always review your loan offer in detail before proceeding to avoid surprises on repayments.

Our Verdict

WageDayAdvance is effective for finding quick funds, especially when traditional lenders say no. The efficient, user-friendly application, high acceptance rates, and same-day funding are ideal for emergencies—but compare any offers thoroughly before making your decision.