Tempcover offers one of the UK’s most flexible and convenient short-term car insurance solutions. Drivers can secure comprehensive cover for just an hour up to 28 days, which is ideal for borrowing, test drives, or last-minute needs. The pricing is competitive, starting from as little as a few pounds an hour, and there’s no need to commit to a long-term contract.

This policy stands out for its broad eligibility, covering drivers from 17 to 78 (product-dependent) and three types of licences: UK full, UK provisional, and many EU licences. The process is entirely online, focusing on simplicity and speed, with most users securing a policy in under two minutes. Tempcover also boasts over 45,000 reviews and an impressive 4.8 out of 5 Trustpilot rating, providing confidence in reliability.

Step by Step: How to Buy Tempcover Insurance

To purchase temporary car insurance, begin by entering your car registration on Tempcover’s online form. Indicate your desired duration, from one hour up to four weeks.

Customise your policy to suit your needs and get a quick quote by providing simple details. Compare available policies and select the one that fits your requirements.

Complete payment online and get instant confirmation. You’re then fully insured and ready for the road in minutes.

Pros

Tempcover excels at fast, low-hassle coverage. The user journey is refreshingly short and simple, eliminating the tedious questions seen elsewhere. Coverage is flexible to specific needs – from hourly cover to longer durations and a fully digital process.

Comprehensive cover is included as standard (excluding impounded vehicles), with no effect on your existing no claims discount (NCD). The ability to insure a wide range of drivers and vehicles makes this provider accessible to many.

Cons

Temporary insurance typically costs more per day than annual cover, making it less suitable if you require long-term protection. Additional drivers cannot be added onto the policy, as only one named driver can be covered.

Certain vehicle types, such as modified or left-hand-drive vehicles (except some motorhomes), are excluded, and international licences are not accepted.

Verdict

Tempcover’s flexible temporary vehicle insurance is among the quickest ways to get on the road legally and fully covered in the UK. Speedy online purchase, no contract, and impressive user feedback make it a smart option for short-term vehicle use. If you need car insurance for just hours or days, Tempcover is very tough to beat.