Solventa is a digital loan provider in Mexico offering quick and fully online credit solutions. You can request from $400 MXN up to $5,000 MXN with the flexibility of paying in one, three, or six installments. Instead of a fixed rate, your loan cost depends on your credit score—better scores mean lower rates—making it attractive for those who manage credit responsibly. All you need is your official INE or CURP, an active cell phone, and a personal bank account. No solidary obligor or references are necessary, and clients can enjoy fast disbursements, often within minutes.

How to Apply for Solventa Loan

• Choose your preferred amount and installments in the simulator.
• Provide your personal information and upload your INE or CURP.
• Validate your cell phone with an SMS code.
• Wait for a call from an advisor to confirm your application.
• Once approved, receive the funds in your bank account—often within minutes.

Top Benefits

Solventa stands out for its ease of access and speed. Applicants benefit from no need for guarantors or references, simplifying the process for formal workers. The offer to disburse in minutes, along with transparency in rates based on your individual credit score, means many can get fair conditions tailored to their financial history.

Another strong point is the flexibility to pay off your loan early without extra fees, which can help you save on interest and quickly improve your credit score for future loans.

Points to Consider

A potential drawback is that rates vary depending on individual credit profiles, which can make it harder to estimate final costs before you apply. Also, the maximum cap is $5,000 MXN, so it may not suit those seeking larger funding.

Additionally, although Solventa doesn’t require references, applications are limited to those with a valid INE/CURP and a formal income, excluding informal workers or those without banking access.

Final Verdict

Solventa impresses with its speed, accessibility, and user-focused model. The loan is ideal for formal employees needing smaller, fast-access credits and seeking to build their credit record. As an independent reviewer, I find the platform competitive for urgent, short-term cash needs in Mexico, with user support and digital-first convenience standing out.