Anúncios
Lendable
Get fast loans from €1,000 to €25,000 with APRs starting at 8.1%. Quick approval process, no upfront fees and fair, transparent terms.
Introducing Lendable Loans
Lendable offers quick personal loans ranging from €1,000 to €25,000 with representative APRs between 8.1% and 48.9%. You can repay these over flexible terms from 1 to 5 years, depending on your needs.
One of the standout features is the ability to check your rate before you apply, which does not affect your credit score. Loan approval is fast and does not require paperwork, making the whole process as hassle-free as possible.
For a typical example, borrowing €7,500 over 36 months means monthly payments of around €286.70 at a fixed interest rate of 19.4%, with a representative 24.4% APR. The total repayable would be €10,321.20, including fees.
How to Apply for a Lendable Loan
First, you check your personalized rate online in just a few minutes. Lendable uses your credit and other data to show you the best possible offer.
Next, you choose your loan amount and preferred repayment term. The process is paperless and does not require you to visit a branch.
If approved, you can instantly review your agreement. After accepting the offer, Lendable sends the money straight to your account—often the same day.
No upfront fees are ever requested before you receive your funds, offering peace of mind and extra security.
Pros of Lendable Loans
Speed is a big advantage: funds can arrive in your account on the same day as approval. This is ideal in emergency situations when you need money fast.
Another benefit is transparency—no hidden costs, and you see your rate before applying. Plus, the process is entirely online, saving you time and paperwork.
Cons of Lendable Loans
Interest rates can be high for those with lower credit scores, reaching 48.9% APR. So, borrowers with bad credit might face expensive repayments.
Additionally, there is a loan fee included in the total repayable amount, which may make the final payment cost higher than some competitors, depending on your offer.
Our Verdict
Lendable is a strong option for fast, transparent and flexible loans in Spain. If you value speed and the ability to control your own terms, this platform delivers.
However, those with weaker credit histories should compare offers to ensure they get the most affordable deal. Overall, Lendable stands out for its efficiency and customer service rating.
