RAC Temporary Car Insurance offers one of the most flexible short-term solutions for UK drivers, providing comprehensive cover from as little as one hour to a full 30 days. Costs start from £22.89 for hourly cover and £35.07 for one day, with savings available on weekly bookings. The cover is fully comprehensive, suitable for personal or business use, and taking out a policy will not impact the vehicle owner’s No Claims Discount.

How to Purchase: Step by Step

1. Check driver and vehicle eligibility (age, driving licence, vehicle type, value, modifications).
2. Select duration – choose hourly, daily, weekly or monthly cover according to your needs.
3. Get a quote online by entering your car registration and personal details.
4. Review and select any useful optional extras like Breakdown Cover or European Cover.
5. Pay securely and have your temporary insurance arranged in minutes. Cover can start immediately or be scheduled in advance.

Pros

The standout advantage of RAC Temporary Car Insurance is the high level of flexibility. You can get instant cover online for as short as one hour or as long as 30 days, ideal for borrowing cars, test drives, or temporary needs.

In addition, the pricing structure encourages longer commitments with significant savings on weekly bookings. Comprehensive cover includes theft, fire, vandalism, accident recovery, and legal liability.

Cons

One drawback is that you can’t add multiple drivers to a single policy, so each additional driver will require their own separate policy for the same period.

Also, not all cars and drivers will meet the strict eligibility criteria, particularly if you have licence points, modifications, or certain past offences.

Verdict

For UK drivers who need short-term car insurance, the RAC offers a trustworthy, straightforward, and competitively priced solution. With fast online application, instant cover, and strong levels of protection, it’s a standout choice for temporary needs.