Affirm Pay Over Time
PersonalAPR
—
/yr
Amount
$50–$17.5k
Term
3–60mo
US resident
Age 18+
Valid mobile phone number
APR
—
/yr
Amount
$50–$17.5k
Term
3–60mo
US resident
Age 18+
Valid mobile phone number
APR
—
/yr
Amount
$2k–$250k
Term
1–18mo
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
APR
4.67–21.99%
/yr
Amount
$5k–$100k
Term
24–84mo
Minimum credit score 580
Vehicle less than 10 years old
Valid US driver license
APR
59.0–199.0%
/yr
Amount
$500–$4k
Term
9–18mo
No minimum credit score
Active bank account
Verifiable income
APR
5.96–35.99%
/yr
Amount
$1k–$40k
Term
24–60mo
Minimum credit score 600
US citizen or permanent resident
Verifiable income
APR
8.5–11.5%
/yr
Amount
$25k–$500k
Term
60–360mo
Homeowner with sufficient equity
US resident (not available in NY, HI, UT)
Property appraisal required
APR
2.09–17.99%
/yr
Amount
Up to $1k
Term
60–180mo
US citizen or permanent resident
Enrolled at eligible school
Creditworthy cosigner may be required
APR
—
/yr
Amount
$25–$500
Term
1–1mo
Dave Checking account
Active bank account with income history
No credit check
APR
7.74–35.99%
/yr
Amount
$1k–$50k
Term
24–84mo
Minimum credit score 600
US citizen or permanent resident
Valid bank account
APR
5.49–19.99%
/yr
Amount
$5k–$100k
Term
12–72mo
US resident
Aged 18+
Good credit
APR
49.0–200.0%
/yr
Amount
$200–$3.5k
Term
3–12mo
Active bank account
Verifiable income
US resident in eligible state
APR
7.74–35.99%
/yr
Amount
$1k–$50k
Term
24–84mo
Minimum credit score 580
US citizen or permanent resident
Verifiable income
APR
5.5–7.5%
/yr
Amount
$50k–$3M
Term
180–360mo
Minimum credit score 620
US property owner
Proof of income and employment
APR
4.15–14.9%
/yr
Amount
$5k–$500k
Term
—
US citizen or permanent resident
Bachelor degree from eligible institution
Minimum credit score required
APR
—
/yr
Amount
$50–$250
Term
1–1mo
Active bank account with regular income deposits
No credit check required
US resident
APR
7.49–22.44%
/yr
Amount
$5k–$50k
Term
36–84mo
US citizen or permanent resident
Age 18+
Valid SSN
APR
36.0–199.0%
/yr
Amount
$50–$5k
Term
≤24mo
Active bank account
Verifiable income
Age 18+
APR
89.0–199.0%
/yr
Amount
$100–$3k
Term
≤12mo
Active bank account
Verifiable income
Age 18+
APR
7.74–35.49%
/yr
Amount
$5k–$100k
Term
24–84mo
Minimum credit score 680
US citizen or permanent resident
Employed or have regular income
APR
6.875–7.148%
/yr
Amount
$50k–$3M
Term
180–360mo
US citizen or permanent resident
Valid employment and income documentation
Minimum credit score applies
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