Figure Home Equity Line of Credit
MortgageAPR
6.75–15.0%
/yr
Amount
$15k–$750k
Term
60–360mo
Homeowner with sufficient equity
Good credit score
Reliable payment history
APR
6.75–15.0%
/yr
Amount
$15k–$750k
Term
60–360mo
Homeowner with sufficient equity
Good credit score
Reliable payment history
APR
6.74–24.49%
/yr
Amount
$3k–$100k
Term
12–84mo
US citizen or permanent resident
Age 18+
Valid SSN
APR
6.2%
/yr
Amount
$5k–$250k
Term
6–12mo
Business at least 2 years old
Annual revenue $120,000+
FICO 650+
APR
5.99–24.99%
/yr
Amount
$5k–$40k
Term
24–60mo
SSN required
Minimum 640 credit score
Minimum $2,000 in credit card debt
APR
35.95–35.99%
/yr
Amount
$300–$10k
Term
12–48mo
SSN, ITIN, or passport accepted
No credit history required
No minimum credit score
APR
4.24–10.37%
/yr
Amount
$5k–$1000.0k
Term
60–240mo
US citizen or permanent resident
Employed or have an offer starting within 90 days
Bachelor degree or higher from eligible school
APR
5.99–22.99%
/yr
Amount
$5k–$75k
Term
12–84mo
US resident
Aged 18+
APR
6.5–8.0%
/yr
Amount
$50k–$2M
Term
—
US citizen or permanent resident
Valid income documentation
Property in eligible state
APR
6.09–17.99%
/yr
Amount
$600–$50k
Term
12–60mo
PenFed membership required (open to all via Voices for Americas Troops association)
US citizen or permanent resident
Age 18+
APR
29.9%
/yr
Amount
$5k–$250k
Term
3–24mo
Business at least 1 year old
Annual revenue $100,000+
FICO 625+
APR
5.74–19.99%
/yr
Amount
$3k–$100k
Term
12–84mo
SSN required
US address
Good credit history
APR
4.44–8.99%
/yr
Amount
$5k–$500k
Term
60–180mo
US citizen or permanent resident
Bachelor's degree minimum
Employed or have job offer
APR
5.49–17.99%
/yr
Amount
$7.5k–$100k
Term
12–75mo
US resident
Aged 18+
Good credit
APR
8.5–11.5%
/yr
Amount
$25k–$500k
Term
60–360mo
Homeowner with sufficient equity
US resident (not available in NY, HI, UT)
Property appraisal required
APR
8.95–35.99%
/yr
Amount
$5k–$40k
Term
24–60mo
US citizen or permanent resident
Age 18+
Valid SSN
APR
—
/yr
Amount
$2k–$250k
Term
1–18mo
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
APR
7.99–24.99%
/yr
Amount
$2.5k–$40k
Term
36–84mo
US citizen or permanent resident
Age 18+
Valid SSN
APR
4.15–14.9%
/yr
Amount
$5k–$500k
Term
—
US citizen or permanent resident
Bachelor degree from eligible institution
Minimum credit score required
APR
3.99–24.99%
/yr
Amount
$8k–$100k
Term
24–84mo
US resident
Age 18+
Valid SSN
APR
5.99–7.5%
/yr
Amount
$10k–$500k
Term
60–240mo
Homeowner with equity in property
Credit union membership required
Good credit history
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