About the RAC Temporary Car Insurance Offer

RAC Temporary Car Insurance provides a convenient solution if you need insurance for a short period. You can secure cover for as little as one hour and extend up to 30 days. Prices start at £22.89 for a single hour and £35.07 for a full day. Comprehensive protection is standard, with options for breakdown cover and European travel available as extras. Importantly, claims will not affect the vehicle owner’s No Claims Discount, making this policy ideal for borrowing or sharing a car.

How to Purchase: Step-by-Step Guide

1. Enter your details and the car registration on the provider’s online quote form.
2. Select your cover duration—the options range from an hour to a month.
3. Review the quote and choose any optional extras as needed.
4. Complete the payment securely online.
5. Receive instant confirmation and policy documents to your email.

Key Pros

One significant benefit is the flexibility—choose just the right span of cover you need, be it hourly, daily, or monthly. Approval is usually instant so you can get on the road quickly. Another advantage is that making a claim won’t impact the owner’s No Claims Discount, so your friends or family can lend you their car without worry.

Key Cons

The cost per day can be higher compared to spreading a standard annual policy over a full year. Also, you cannot add additional drivers to a single policy; each driver must have a separate policy if multiple people need cover for the same car.

Our Verdict

RAC Temporary Car Insurance stands out for its hassle-free application process, comprehensive protection, and fast delivery of documents. This product is ideal for short-term car needs, from road trips to test drives. While the price-per-day model may not suit everyone, those looking for quick and flexible cover will find it an excellent solution.