Standard Bank Gold Credit Card Review: Affordable Fees & Great Rewards

Discover the Standard Bank Gold Credit Card for South Africans. Enjoy low fees, rewards on travel and shopping, and easy application. Earn perks with every swipe and unlock more benefits today.

Anúncios

Recommended for you

Standard Bank

Affordable R64 monthly fee, flexible credit up to R250,000, personalised interest rates, and a host of travel and lifestyle perks. Perfect for those earning R5,000+ monthly.




You will be redirected to another website

The Standard Bank Gold Credit Card stands out in the South African market for its attractive mix of affordability, practical benefits, and diverse rewards. The monthly fee is set at just R64, and applicants need a minimum income of R5 000 per month to qualify. You could access a credit limit up to R250 000, with interest rates tailored to your individual financial profile.

This card features impressive travel and lifestyle perks, such as up to 20% off Emirates flights and various dining specials, making it a fantastic choice for those who love to explore or enjoy regular leisure treats. Additionally, it comes with automatic basic travel insurance and access to the UCount Rewards Programme, letting cardholders earn points with every spend.

How to Apply for the Gold Credit Card

  • Check eligibility (minimum R5 000 monthly income, South African ID, proof of income and residence)
  • Apply online, via the Standard Bank app, or using cellphone banking
  • Follow the application prompts and provide the requested documentation
  • Receive notification about your application status

Gold Credit Card Pros

The Gold Credit Card delivers real value through a low monthly fee and the accessibility for many South Africans. Its travel perks and lifestyle discounts are above average in this segment.

Cashback on Booking.com and discounts on car rental and wine add even more tangible value for both regular spenders and occasional travellers, maximising everyday purchases.

Gold Credit Card Cons

The benefits, while attractive, are most valuable if you regularly use the travel, dining, and lifestyle offers. Those with less frequent usage might find less day-to-day value.

Interest rates are personalised and may vary, so the best rates aren’t guaranteed for all applicants. There is also a once-off R200 initiation fee.

Verdict: Is the Gold Credit Card Worth It?

If you’re seeking a credit card with solid benefits, a reasonable monthly fee, and South African-focused rewards, the Standard Bank Gold Credit Card is a strong contender. Its perks will appeal to active spenders and those who enjoy travel and retail privileges.

Recommended for you

Standard Bank

Affordable R64 monthly fee, flexible credit up to R250,000, personalised interest rates, and a host of travel and lifestyle perks. Perfect for those earning R5,000+ monthly.




You will be redirected to another website

Préstamos de 20 mil pesos en yotepresto: tasas bajas y trámite digital

Read More

Tarjeta de Crédito Mercado Pago: Préstamos Rápidos y Flexibles en México

Read More

Klar: Préstamo Personal Flexible hasta $100,000 y Depósito Inmediato

Read More

Disclaimer

Under no circumstance we will require you to pay in order to release any type of product, including credit cards, loans or any other offer. If this happens, please contact us immediately. Always read the terms and conditions of the service provider you are reaching out to. We make money from advertising and referrals for some but not all products displayed in this website. Everything published here is based on quantitative and qualitative research, and our team strives to be as fair as possible when comparing competing options.

Advertiser Disclosure

We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Editorial Note

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. That said, the compensation we receive from our affiliate partners does not influence the recommendations or advice our team of writers provides in our articles or otherwise impact any of the content on this website. While we work hard to provide accurate and up to date information that we believe our users will find relevant, we cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

en_US
ko_KR en_US