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Standard Chartered UAE Credit Cards: Cashback, Rewards & VIP Benefits Review

Discover Standard Chartered UAE credit cards with cashback, rewards, free lounge access, and exclusive perks. Unbiased review covers interest, limits, pros, cons, and verdict. Apply quickly today

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Standard Chartered UAE

Enjoy credit limits up to AED 200,000*, cashback up to 10%, and rewards. No annual fee for first year on select cards. Premium airport & lifestyle perks included.




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Standard Chartered credit cards in the UAE cater to shoppers, frequent travellers, and those seeking premium lifestyle benefits. Standout perks include up to 10% cashback on foreign currency and online purchases, unlimited airport lounge access, and annual fee waivers when spending thresholds are met.

The interest/profit rate is competitively set, typically around 3.45% per month on outstanding amounts, with generous credit limits starting from AED 8,000 and going up, subject to eligibility and approval. Enjoy exclusive lounge access, golf privileges, and instant rewards conversion.

How To Apply for a Standard Chartered UAE Credit Card

1. Start by choosing your card on the provider’s official website or app.
2. Fill in personal and financial details for eligibility screening.
3. Upload required documents like Emirates ID, passport, and salary slip.
4. Submit your application and await quick approval—typically within 24 hours.

Key Pros

One major advantage is generous cashback on both local and international spends. Cardholders also enjoy complimentary airport rides, cinema offers, and robust travel insurance. Annual fee waivers are attainable, making these cards cost-effective for regular spenders.

The flexible rewards programme lets you redeem points for air miles or shopping vouchers instantly, adding strong value for both travellers and everyday users.

Key Cons

Monthly income requirements for top-tier cards can be high, potentially limiting eligibility. Also, full airport perks and gym privileges are only available on select cards, and require minimum spending to maintain fee waivers.

Interest charges apply if balances are rolled over, and some cards charge competitive but not market-leading annual fees after the first year unless high spends are met.

Our Verdict

Standard Chartered’s credit card range in the UAE offers versatile options for cashback, travel, and lifestyle perks. With fast approval and high credit limits, the cards deliver on convenience, flexibility, and premium rewards. Ideal for high-spending users wanting top-tier benefits and savvy spenders focused on value.

Recommended for you

Standard Chartered UAE

Enjoy credit limits up to AED 200,000*, cashback up to 10%, and rewards. No annual fee for first year on select cards. Premium airport & lifestyle perks included.




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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. That said, the compensation we receive from our affiliate partners does not influence the recommendations or advice our team of writers provides in our articles or otherwise impact any of the content on this website. While we work hard to provide accurate and up to date information that we believe our users will find relevant, we cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.

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