Santander and Prosegur Cash have introduced Cash Today, a digital cash management service designed for companies in Spain. The offer stands out for enabling businesses to deposit their daily cash takings into their Santander bank account instantly, thanks to an insurer-secured smart safe device located on-site.

This innovative solution guarantees heightened security and convenient online tracking of every transaction. With a fixed-price lease, businesses in sectors such as retail, logistics, hospitality, service stations, and pharmacies can now benefit from real-time cash management—simplifying daily operations and increasing efficiency.

Although specific interest rates are not applicable due to the nature of this cash management solution and not a conventional loan offer, businesses gain significant financial control by reducing cash handling risks and minimizing the time and cost associated with manual cash processing and external bank visits. Terms are clear: instant direct deposits, 24/7 traceability, and contractual insurance for every cash intake.

How to Apply: Step by Step

1. Contact Santander or your local Prosegur Cash representative.
2. Request a Cash Today demonstration and business assessment.
3. Review the terms and agreement for device installation and fixed-price lease.
4. Install the smart safe on your business premises.
5. Start operating with secure, instant cash deposits and online management.

Key Advantages for Businesses

Cash Today greatly reduces the risks associated with keeping cash on your premises and manual transfers to the bank. With contractual insurance, your cash is covered until banked.

Immediate access to funds in your bank account means easier cash flow management. Furthermore, comprehensive tracking and transparency support better control of your business finances—all in real time and online.

Drawbacks and Potential Limitations

The main con is that Cash Today is best suited to businesses regularly handling moderate to high volumes of cash. Smaller merchants may find the fixed monthly fee less attractive compared to their current costs.

Additionally, full functionality relies on appropriate installation and ongoing support, so businesses should ensure these logistics suit their site and workflow before committing.

Verdict

As an independent reviewer, I find that Santander and Prosegur Cash’s Cash Today brings a tailored solution for Spanish businesses managing significant cash turnover. Its insured, digital-first approach reduces risk, saves time, and offers instant availability of funds. For eligible businesses, this is a smart step forward in modernizing cash handling without sacrificing security or efficiency.