Avant offers personal loans to consumers seeking fast, transparent financing for a variety of needs. Loan amounts range from R$10.000 to R$175.000 with a fixed annual percentage rate (APR) from 9.95% up to 35.99%, and repayment terms from 24 to 60 months. Besides fixed interest rates, customers enjoy predictable payments and a straightforward online application.

How to Apply: Step by Step

• Start the application online by checking your rate with no impact on your credit score.
• Submit your basic personal and financial details for evaluation.
• Get a decision in minutes under normal circumstances.
• If approved, review and accept your loan agreement.
• Receive funds transferred to your bank account as soon as the next business day.

Pros: What Makes Avant Stand Out?

One of Avant’s key advantages is the speed of their approval and funding process, helping eligible applicants access money quickly for any urgent expense.

Fixed interest rates and clear loan terms mean borrowers can budget with confidence, with no surprises or sudden rate changes during repayment.

Cons: Considerations Before Applying

An administration fee of up to 9.99% is deducted from the principal, which may be higher than some competitors. There’s also a late payment fee of R$125 if you miss the due date by 10 days.

Maximum APRs may be high for applicants with weaker credit profiles, and actual offers depend on creditworthiness and state laws.

Verdict: Should You Choose Avant?

If you value a fast application with clear loan terms and you want funds deposited quickly, Avant is suitable for most consumers. However, compare with other lenders if you prioritize low fees or have less than perfect credit.