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Commercial Bank of Dubai (CBD)
CBD credit cards offer up to 10% cashback, complimentary travel perks, and easy online application for all salary ranges. Flexible limits and repayment plans.
CBD credit cards from Commercial Bank of Dubai stand out for their flexible features designed to fit a wide range of lifestyles in the UAE. Salary requirements start at AED 5,000 per month, with higher-end cards for those earning above AED 15,000. While interest rates and specific credit limits are customised after approval, the cards promise benefits including cashback, travel insurance, and lifestyle rewards that cater to both everyday and premium spenders.
How to Apply for a CBD Credit Card
To start the application, visit the CBD website and select your preferred card based on your salary range and features needed. Complete the online form with your UAE ID, salary statement, and required details. Next, submit the application and wait for verification and approval. Once approved, you’ll be contacted and your card delivered for activation. The process is digital-friendly and quick, ideal for UAE residents seeking convenience.
Pros: Cashback and Offers
One of the biggest advantages is the cashback, with some cards offering up to 10% on bills, groceries, and education. CBD’s free-for-life cards and generous welcome offers, such as 0% interest balance transfer for new users, add to the appeal. Complimentary airport lounge access and exclusive lifestyle deals sweeten the experience, especially for regular travellers and spenders.
Cons: Fees and Eligibility
While the first year can be free on some cards, subsequent annual fees apply on higher-end options. Certain rewards are tailored only to high-income customers, limiting full access to all perks for lower salary brackets. Processing fees apply to balance transfers and “cash on call” transactions, which may decrease the net savings for those looking primarily for cashback.
Verdict: A Balanced Offer with Strong Rewards
CBD credit cards provide a good balance of rewards, flexibility, and tailored features. Their step-by-step digital application process is a big plus, alongside lucrative incentives for new users. If you are in the UAE and value cashback and travel perks, CBD’s credit card range is a competitive choice to consider.