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Aviva Temporary Car Insurance
Flexible short-term car insurance from as little as one hour up to 30 days. Get covered quickly, keep your no claim discount safe, and add European or breakdown cover if needed.
Introducing Aviva’s Temporary Car Insurance Offer
Aviva’s Temporary Car Insurance, set up with Dayinsure, is specifically designed for those who only need short-term cover, be it for an hour or up to 30 days.
The process is quick, often getting you insured in just 15 minutes. Pricing is competitive, though it depends on your details, vehicle, and chosen duration, so you pay only for what you need.
There are no ongoing commitments, and no effect on your existing no claim discount if you need to claim. Optional extras such as breakdown or European cover are available.
This short-term solution is ideal if you’re borrowing a car, test-driving, or covering a temporary driving need without hassle of an annual policy.
The service is open to UK drivers aged between 18 and 75 with suitable licence history and vehicle eligibility, making it widely accessible for most everyday situations.
How to Buy: Step-by-Step Guide
First, visit the Aviva short-term insurance site to get started with a quote. You’ll need your vehicle registration and driving licence number on hand.
Choose your cover length, which can be anything from just one hour to a full month, then select any optional add-ons like breakdown and comprehensive European cover.
After inputting your personal and vehicle details, review your quote, confirm eligibility, and purchase your policy. Cover can start immediately or up to 28 days in advance.
If you have a claim, both help and dedicated support are available, and you can manage your policy easily online.
This process is straightforward, offering quick access to legal and emergency support, should you need it during your period of cover.
Key Pros
One clear advantage is flexibility. Aviva lets you set cover for exactly how long you need, so you’re not tied to paying for excess time or services.
Another major benefit is the protection of your main policy’s no claim discount—claims on your short-term policy don’t affect your annual cover’s rewards or pricing.
Key Cons
Certain drivers and vehicles will not qualify, especially those with more than one recent claim, high penalty points, or heavily modified cars.
Additionally, some uses such as paid delivery or use with hire vehicles are not permitted, potentially limiting options for some drivers seeking temporary commercial cover.
Final Verdict
Aviva’s Temporary Car Insurance stands out with its speed and flexibility, perfectly addressing brief or occasional driving needs. It’s a practical, straightforward option for UK motorists.
While there are some eligibility restrictions, the product is a top contender for those seeking no-fuss, reliable, short-term car insurance with trusted support and add-ons.