Ujjivan Small Finance Bank is actively seeking to expand its team with the role of Home Loan – Sales Officer. The job is offered full-time, with compensation details currently undisclosed. Applicants are expected to have at least 1 to 3 years of experience working with affordable housing finance products. Professionals who are looking for immediate opportunities or are currently serving their notice period are especially encouraged to consider this offer.

The core tasks for this position focus on managing daily sales operations for Home Loan and Loan Against Property (LAP) products. Notably, the Sales Officer will handle portfolios, identify and capitalize on cross-selling opportunities, and ensure effective presence in multiple markets. Candidates will also manage diverse financial products and be expected to drive growth through their sales initiatives and process knowledge. Cross-functional skills in liabilities and third-party products will be valuable in this role.

Roles and Responsibilities

The day-to-day responsibilities involve client engagement, promoting and selling home loan and LAP offerings. Sales Officers will work towards building a steady client base, focusing on customer satisfaction while working independently as well as part of a dynamic team. Identifying market opportunities and converting leads into sales forms the crux of the job. Emphasis is placed on representing the bank professionally and ensuring all regulatory policies and standards are met. Quick adaptation to new market trends and flexible communication with potential clients will be key expectations.

Key Advantages

This job provides strong exposure to the BFSI sector, specifically the affordable housing finance domain. Employees benefit from learning opportunities that strengthen expertise in lending products, cross-selling, and portfolio management. Beyond skill-building, being part of Ujjivan Small Finance Bank’s reputed setup adds credibility to professional profiles. Additionally, preference for local candidates offers a chance to work in familiar markets, enhancing job satisfaction and work-life balance.

Possible Downsides

Since salary information remains undisclosed, candidates may not be able to judge compensation competitiveness immediately. The job demands interaction with multiple products and markets, which could be challenging for those new to a dynamic sales environment. The focus on immediate joiners may limit flexibility in notice periods for some candidates. Sales roles often come with performance targets that could be pressurizing at times.

Final Verdict

Overall, the Home Loan – Sales Officer role at Ujjivan Small Finance Bank will appeal to ambitious sales professionals passionate about the housing sector. With the promise of diverse exposure and the opportunity to work in trusted banking brand, it stands out as a strong option for career growth in home finance sales. Candidates with relevant housing finance experience are highly encouraged to pursue this promising opening, as it could be the next step for accelerated career progress in the financial industry.